Underaged children are exposed to neumerous unpridicted risks due to losing of parents, domestic negligence, parental seperation, financial catastrophe and or other factors, resulting of which innocent infants are victim of circumstances against safe & security of their lives, education, health care, shelter and the bright future, which ultimately weaken the backbone of the nation in general.
To save the future of our children with national pride, it may be among the significant move by designing and duly establishment of a saving bank for the benefit of the children (junior) so to facilitate them with a basic financial security especially during one's minority or unsecured age.
Though, some facilities for the minor are avaiable in certain financial institutions, which are under the control & perhaps for the benefit of the guardian, but no track-record of any exclusive saving bank so far available yet for securing the interest of children in the contemporary world of eco-environment.
An Islamic saving bank (in mind) is to provide an opportunity to create a matured culture with safe deposit in view of legitimate income over the principal by way of risk sharing technique in the light of the Qur'anic teaching 5:2 "... help ye one another in righteousness & piety...". Therefore, an Islamic saving bank may be in a pragmatic position to contribute towards a better eco-safe guard for the junior (children) group to face the contemporary socio-economic reality.
Hence, it is the right time to establish "Islamic Junior (children) saving bank", which may initiate by designing and offering the following products & services:
(i) saving account with Halal attractive investment opportunities.
(ii) every account shall be packaged with appropriate Takaful coverage.
(iii) financing facilities for the account holders on education, healthcare, shelter & bread winer / guardian (with justification of relevancy).
No comments:
Post a Comment